Wednesday, April 19, 2006

This Must be the Longest Spam E-mail Ever!

Good day,I am Gary Smith , staff of International PrivateBanking at HSBC Bank.I am contacting you concerning adeceased customer and an investment he placed underour banks management three years ago.I wouldrespectfully request that you keep the contents ofthis mail confidential and respect the integrity ofthe information you come by as aresult of this mail.I contacted you independently of our investigation andno one is informed of this communication. I would liketo intimate you with certain facts that I believewould be of interest to you.In 2001, the subjectmatter;came to our bank to engage in businessdiscussions with our private banking division.Heinformed us that he had a financialportfolio of US$8.3 million( Eight Million Three Hundred Thousand United StatesDollars),which he wished to have us turn over (invest)on his behalf.I was the officer assigned to his case,I was made numerous suggestions in line with my dutiesas the de-facto chief operations officer of theprivate banking sector, especially given the volume offunds he wished to put into our bank. We met onnumerous occasions prior to any investments beingplaced. I encouraged him to consider various growthfunds with prime ratings. The favored route in myadvise to customers is to start by assessing data on6000 traditional stocks and bond managers and 2000managers of alternative investments. Based on myadvice, We spun the money around various opportunitiesand made attractive margins for our first months ofoperation, the accrued profit and interest stood atthis point at over ten million United States Dollars,this margin was not the full potential of the fund buthe desired low risk uaranteed returns on investments.In mid 2002, he asked that the money be liquidatedbecause he needed to make an urgent investmentrequiring cash payments in here in the united kingdom.He directed that I liquidate the funds and deposit itwith a security firm in here london. I informed himthat HSBC would have to make special arrangements tohave this done and in order not to circumvent dueprocess, the bank would have to make a 9.5 % deductionfrom the funds to cater for banking and statutorycharges. He complained about the charges but latercame around when I explained to him the complexitiesof the task he was asking of us. Cash movement acrossboarders has become especially strict since theincidents of 9/11. I contacted my affiliate in here inlondon and made the funds available to the securityfirm. I undertook all the processes and made sure Ifollowed his precise instructions to theletter and had the funds deposited at the london basedsecurityconsultancy firm,Corporate Securities Co. CorporateSecuritiesCo is a specialist private firm that accepts depositsfrom high net worth individuals and blue chipcorporations that handle valuable products orundertake transactions that need immediate access tocash. This small and highly private organization isfamiliar especially to the highly placed andwell-connected organizations. In line withinstructions, the money was deposited with CorporateSecurities Co. The deceased told me he wanted themoney there in anticipation of his arrival from Norwaylater that week. This was the last communication wehad, this transpired around 25th June 2003.In June last year, we got a call from CorporateSecurities Co informing us that the activity of thatparticular portfolio. This was an astounding positionas far as I was concerned, given the fact that Imanaged the private banking sector I was the only onewho knew about the deposit at Corporate Securities Co,and I could not understand why the deceased had notcome forward to claim his deposit. I made futileefforts to locate the deceased. I immediately passedthe task of locating him to the internalinvestigations department of HSBC. Four days later,information started to trickle in, apparently ourclient was dead. A person who suited his descriptionwas declared dead of a heart attack in Cannes, Southof France.We were soon enough able to identify the body andcause of death was confirmed. The bank immediatelylaunched an investigation into possible surviving nextof kin to Alert about the situation and also to comeforward to claim his Estate. If you are familiar withprivate banking affairs, those who patronize ourservices usually prefer anonymity, but also somelevels of detachment from conventional processes. Inhisbio-data form, he listed no next of kin. In the fieldof private banking,opening an account with us means no one will know ofits existence, accounts are rarely held under a name;depositors use numbers and codes to make the accountsanonymous. This bank also gives the choice todepositors of having their mail sent to them or heldat the bank itself, ensuring that there are no tracesof the account and as I said, rarely do they nominatenext of kin. Private banking clients apart from notnominating next of kin also usually in most casesleave wills in our care, in this case; the deceaseddied without a testate.In line with our internal processes for accountholders who have passed away, we instituted our owninvestigations in good faith to determine who shouldhave right to claim the estate. This investigation hasfor the past months been unfruitful. We have scannedevery continent and used our private investigationaffiliate companies to get to the root of the problem.It is this investigation that resulted in my beingfurnished with your details as a possible relative ofthe deceased. My official capacitydictates that I am the only party to supervise theinvestigation and the only party to receive theresults of the investigation. What this means,youbeing the last batch of names we have considered, isthat our dear late fellow died with no known oridentifiable family member. This leaves me as the onlyperson with the full picture of what the prevailingsituation is in relation to the deposit and the latebeneficiary of the deposit.According to practice, Corporate Securities Co will bythe end of thisfinancial year broadcast a request for statements ofclaim to HSBC,failing to receive viable claims they will mostprobably revert thedeposit back to HSBC. This will result in the moneyentering the HSBC accounting system and the portfoliowill be out of my hands and out of the private bankingdivision. This will not happen if I have my way.What Iwish to relate to you will smack of unethical practicebut I want you to understand something. It is only anoutsider to the banking world who finds the internalpolitics of the banking world aberrational.The world of private banking especially is fraughtwith huge rewards for those who occupy certain officesand oversee certain portfolios. You should have begunby now to put together the general direction of whatI propose.I alone have the deposit details and theywill release the deposit to no one unless I instructthem to do so. I alone know of the existence of thisdeposit for as far as HSBC is concerned, thetransaction with our late customer concluded when Isent the funds to corporate securities, alloutstanding interactions in relation to the file arejust customer services and due process. CorporateSecuritiesCo has no single idea of what?s the history or natureof the deposit. They are simply awaiting instructionsto release the deposit to any party that comesforward. This is the situation. This bank has spentgreat amounts of money trying to track this man?sfamily; they have investigated for months and havefound no family. The investigation has come to anend.My proposal; you share similar details to the latefellow; I am prepared to place you in a position toinstruct Corporate Securities Co to release thedeposit to you as the closest surviving relation. Uponreceipt of the deposit,I am prepared to share themoney with you inhalf. That is: I will simply nominate you as the nextof kin and have them release the deposit to you. Weshare the proceeds 50/50.I would have gone ahead toask the funds be released to me, but that would havedrawn a straight line to me and my involvement inclaiming the deposit. I assure you that I could havethe deposit released to you within a few days. I willsimply inform the bank of the final closing ofthe file relating to the deceased I will thenofficially communicate with Corporate Securities Coand instruct them to release the deposit to you. Withthese two things: all is done. The alternative wouldbe for us to have Corporate Securities Co direct thefunds to another bank with you as account holder. Thisway there will be no need for you to think ofreceiving the money from Corporate Securities Co. Wecan fine-tunethis based on our interactions.I am aware of theconsequences of this proposal. I ask that if you findno interest in this project that you should discardthis mail. I ask that you do not be vindictive anddestructive. If my offer is of no appeal to you,deletethis message and forget I ever contacted you. Do notdestroy my career because you do not approve of myproposal.You may not know this but people like myself who havemade tidy sums out of comparable situations run thewhole private banking sector. I am not a criminal andwhat I do, I do not find against good conscience, thismay be hard for you to understand, but the dynamics ofmy industry dictates that I make this move. Suchopportunities only come ones' way once in a lifetime.I cannot let this chance pass me by, for once I findmyself in total control of my destiny. These chanceswont pass me by. I ask that you do not destroy mychance, if you will not work with me let me know andlet me move on with my life but do not destroy me. Iam a family man and this is an opportunity to providethem with new opportunities. There is a reward forthis project and it is a task well worth undertaking.I have evaluated the risks and the only risk I havehere is from you refusing to work with me and alertingmy bank. I am the only one who knows of thissituation, good fortune has blessed you with a namethat has planted you into the center of relevance inmy life. Lets share the blessing.If you find yourselfable to work with me, contact me through this sameemail account. If you give me positive signals, I willinitiate this process towards a conclusion. I wish toinform you that should you contact me via officialchannels; I will deny knowing you and about thisproject. I repeat, I do not want you contacting methrough my official phone lines nor do I want youcontacting me through my official email account.Contact me only through the numbers I will provide foryou and also through this email address. I do not wantany direct link between you and me. My official linesare not secure lines asthey are periodically monitored to assess our level ofcustomer care in line with our Total QualityManagement Policy.Please observe this instruction religiously. Please,again, note I am a family man, I have a wife andchildren. I send you this mail not without a measureof fear as to what the consequences, but I know withinme that nothing ventured is nothing gained and thatsuccess and riches never come easy or on a platter ofgold. This is the one truth I have learnt from myprivate banking clients. Do not betray my confidence.If we can be of one accord, we should plan a meeting,soon.I await your response.Gary Smith.N/BKindly send your response to my Private email